Credit Modeler

Purpose

You will be part of a credit risk management unit that is integrated with a multi-discipline team which designs, builds and delivers products and services to our customers, including Loan products.
Success for you is...
  • Deliver effective and reliable credit risk models
  • Deliver competitive and sustainable credit products that meets market demands
  • Achieve risk-adjusted economic targets for the Company


Responsibilities

You will report to Service Owner - Credit.  Your core responsibilities are to
  • Design, implement and validate statistical models for risk factors (PD, LGD, EAD).
  • Design, implement and monitor performance of credit decision engines
  • Work with Product owners and Technology owners to optimise process of collection of data
  • Ensure data quality and accuracy in the process of modelling
  • Ensure data and processes related to credit risk models are within Legal and Compliance policies of the Company
  • Work with external partners to acquire and manage data related to credit risk models
  • Integrate credit risk modelling aspects into Credit Risk Policy   
  • Contribute towards mapping customer journeys and business requirements
  • Work with teams across the entire business (Product, Technology, Operations, Sales, Marketing, Customer Research) to achieve Company goals 


Experience & Qualifications

  • Data scientist with at least 4 years experience in the financial industry
  • Have worked projects/ portfolios that involves use of statistical modelling and machine learning techniques, along with the use of programming languages such as R, Python, and SAS
  • University degree qualifications in fields of data science, machine learning, econometrics, statistical modelling
  • English language proficiency is a must
  • Good communication skills
  • Passionate about entering into green field project
  • Keen sense of ownership
Above all else we prioritise exceptional talent, if you fall into that bracket, please apply.


What you can expect from Serai

  • An environment where the customer is put at the centre of everything we do
  • An awesome working environment that values transparency and relationships
  • The ability and autonomy to make bold decisions
  • Competitive salary benchmarked above industry standard
  • 25 days holiday a year (and all public holidays)
  • Excellent healthcare & life insurance
  • Performance based incentive package

Want to apply later?

Type your email address below to receive a reminder

Apply to Job

ErrorRequired field
ErrorRequired field
ErrorRequired field
Error
Error
insert_drive_file
insert_drive_file