Collections Specialist

This is a terrific opportunity for a self-motivated individual to join our team. At Forward Financing, our mission is to be the leading provider of financing solutions to under-served small businesses. As the 15th fastest growing company in US & #1 in Massachusetts (Inc 500), we are at the forefront of growth in the FinTech space. We are 100% dedicated to this vertical and to achieving our mission.

As a Collections Specialist, you will perform many roles for the company including: customer service, default prevention, problem-solving, negotiating with clients, and other collection activities.  The Collections Specialist is an integral part in the payment life-cycle of the company. In this role, you will form relationships with Forward Financing’s customers that need assistance in repayment. You will live up to Forward Financing’s core values and treat each customer in accordance with those core values. You will also have to utilize more difficult collections procedures for any customer that remains unresponsive to contact attempts. In this role, you will find challenge and satisfaction in helping Forward Financing’s customers complete their repayment process.

In this role you will:
  • Make regular, consistent collection calls and issue correspondence to past due customers to obtain payment commitment
  • Respond to customer inquiries, resolve client discrepancies, process and review account adjustments
  • Maintain neat, orderly documentation and collection contact files
  • Manage a personal file of accounts focusing on overall delinquency recovery and maximizing efficiency
  • Resolve client-billing problems and rescues accounts receivable delinquency, applying exemplary customer service in a timely manner
  • Negotiate payment plans to determine why customers are delinquent and to ensure continuous repayment
  • Identify issues attributing to account delinquency and discuss them with management
  • Communicate with Fraud/litigation manager to recommend accounts ready for legal review
  • Flag Forward Financing leadership about potential problems that could affect collections

About You:
  • Integrity: Possessing and exercising strong moral principles and being a role model to the department
  • Flexibility: Ability and willingness to adapt, change and compromise in a maturing and fast-growing environment
  • High Energy: Being excited and thriving in a dynamic, fast-paced, and growing organization
  • Multi-Tasking/Prioritization: Ability to tackle several projects simultaneously and self-prioritize effectively
  • Communicator: Having strong ideas and the ability to voice them but with a positive, upbeat attitude
  • Self-Motivated: A proactive self-starter who is able to take an idea and turn it into a completed product/a proactive self-starter with strong work ethic and a desire to succeed 
  • Coach ability: Willingness to take constructive feedback and use it as a means to improve personal development
  • Resourceful: Ability to think creatively to source information and get things done
  • Quick Study: Ability to quickly learn and absorb new information
  • A Doer: Willingness to roll up your sleeves, perform all levels of analysis and demonstrate high degrees of diligence, attention to detail and accountability 

  • 3+ years of collections experience
  • Top-notch customer service skills a must
  • Attention to detail is a must
  • Be self-motivated and able to work independently 
  • Ability to think out of the box and on your feet
  • Strong interpersonal (verbal and written) communication skills
  • Persistent, aggressive, confident
  • Ability to problem solve
  • Experience with consumer debt collection
  • Third party collections experience 
  • Ability to use critical thinking and persuasion to achieve as much of the expected daily payment as possible from the merchant

About Us: 
Forward Financing is a Boston-based financial technology company that provides fast, flexible, and reliable working capital to small and medium-size businesses nationwide. By combining proprietary technology with a team of small business financing experts, Forward Financing delivers same day funding with the speed and simplicity business owners need to succeed and grow.  With a simple online application, businesses can trust Forward Financing for approvals within minutes, funding within hours, and personalized support and service when they need it most.
Since 2012, Forward Financing has provided over $400m in funding to more than 10,000 small businesses. Consistently recognized as an industry leader, the company is A+ rated by the Better Business Bureau and receives top ratings across all major customer review platforms. In 2017 and 2018, Forward Financing was named by Inc. Magazine and the Boston Business Journal as one of the fastest growing companies in Massachusetts. Learn more at
At Forward Financing, we believe that if our company succeeds, all of our employees succeed too.  We offer a competitive compensation package for highly qualified candidates that are extremely motivated, have a positive attitude, and are able to ramp up quickly.  We offer a comprehensive benefits package including medical, dental, vision and commuter benefits along with gym reimbursement, 401K, paid volunteering days and a matching gift program.  We work in an open environment with a start-up vibe, conveniently located just steps away from South Station.  You will have the opportunity to work with people that enjoy a fun, social office culture.

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