DecisivEdge, a dynamic business consulting and technology services company located in Pune, has an immediate opportunity for a Credit Risk Strategy Analyst to join our team. Success in this full-time role will be defined by your ability to achieve the following:
- Support the development of the credit risk strategy – including front-end selection strategy and back-end underwriting strategy - for a personal loan and credit card product.
- Working as part of a team, develop and implement an optimal customer-centric pricing solution based on strong analytics.
- Create a revenue strategy derived from the risk strategy to ensure the client ROA/ROR thresholds are met.
To achieve these objectives, you will complete the following job responsibilities:
- Design a holistic reporting framework to support the management of the product.
- Management reporting
- Extract actionable insights from multiple different data sources to create a cohesive story for the client’s upper management and risk committee.
- Develop and articulate an analytical framework to solve complex business problems.
- Develop an understanding of the client requirements and use a logical thought process to resolve the business problem.
- Experiment design and analysis
Experience and Competencies
- BS/BA Degree in Statistics, Computer Science, Economics, Statistics, Mathematics, or related field
- 2 -3 years of experience reporting on statistical models to support the development Risk Strategies for a personal loan or credit card product (US preferred)
- Strong knowledge of SAS and R statistical programming/modeling tools and strategy design techniques including CHAID/Cart decision trees and basic regression modeling
- Strong experience with relational databases such as SQL Server and Netezza
- Excellent verbal and written communication skills
- Experience working in a team-oriented, collaborative environment
DecisivEdge is a global business consulting and technology services company with offices in the US, Canada, and India. We support our clients’ critical business and technology needs by providing them with the customized technology solutions, operational strategies and detailed analytics required to seize their market opportunity. Our clients benefit from our unique ideas, knowledge of industry best practices and our ability to develop creative solutions to overcome their highest priority business and technology challenges. Our collaborative approach is designed to really understand our clients’ business objectives, and then deploy a seasoned solution delivery team to get the job done right the first time.