Branch Overview
Branch delivers world-class financial services to the mobile generation. With offices in San Francisco, Lagos, Mexico City, Mumbai and Nairobi, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone, everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the world's emerging middle class to access banking options and achieve financial flexibility.
Branch's mission-driven team is led by founder and former CEO of
Kiva.org. The company presents a rich opportunity for our team members to drive meaningful growth in rapidly evolving and changing markets. Most recently, Branch announced its Series C and has garnered more than $100M in funding with investments from leading Silicon Valley firms.
Job Overview
You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies.
Responsibilities
- Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability
- Track and update credit policy to optimize for company risk, profitability, and growth targets
- Propose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
- Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis
- Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
- Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability
- Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis
Qualifications
- Fluency in SQL, R/Python or (similar statistical analysis tool)
- Previous experience in analytics and/or quantitative modeling, using large datasets
- Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditors
- Strong strategic thinking and problem-solving skills
- 3-5+ years relevant experience
- Enthusiasm for working across cultures, functions and time zones
Benefits of Joining
- Mission-driven, fast-paced and entrepreneurial environment
- Competitive salary and equity package
- 80% coverage of insurance costs (health, dental, vision)
- Unlimited PTO
- Discretionary trips to our offices across the globe
- Pre-tax commuter and 401(k) programs
- Weekly team meals
- Flexible working hours
Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law.